Privacy Policy

Privacy Policy

Introduction

Welcome to https://how-to-compare-commercial-insurance-quotes-in-phoenix.livebursts.com (hereafter referred to as “How To Compare Commercial Insurance Quotes In Phoenix,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of data in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Transparency and Accountabilty of Data (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our website, including but not limited to:

  1. Our online applications and services.
  2. All websites and subdomains linked to this Privacy Policy.
  3. Any interactions you have with us via email, phone, or text message.

Please note that this policy does not cover third-party platforms, applications, products, or services accessed through links on our site. These entities have their own privacy policies, and we encourage you to review them before using such external services.

Processing Activities

This policy outlines our practices for the following interactions:

  1. Using our applications and services as an authorized user.
  2. Visiting any of our websites that reference this Privacy Policy.
  3. Receiving communications from us, including newsletters, promotional emails, phone calls, or texts (SMS).

Personal Data Collection

We collect various categories of personal data, including:

  1. Account Information: Details required to set up and maintain your account with us.
  2. Payment Information: Credit card details, billing addresses, and transaction records.
  3. Financial Information: Income, savings, investments, or other financial data relevant to our services.
  4. Purchase Information: Items you have purchased from us, including order history and preferences.
  5. Mobile Device Identifiers: Unique device identifiers and mobile app usage data.
  6. Location Data: GPS coordinates and location-based services data.
  7. Feedback: Comments, reviews, and responses provided by users regarding our products and services.
  8. Social Media Information: Publicly available data from your social media profiles when you interact with us on these platforms.
  9. Product Information: Details about the products or services you have shown interest in or purchased from us.

We collect this data through various methods:

  • User input forms and registration processes.
  • Automated technologies, such as cookies and tracking pixels.
  • Third parties who provide us with aggregated or de-identified data for marketing or analytics purposes.

Cookies

We use cookies to enhance your user experience and gather analytics on our website. Cookies are small text files stored on your device that serve different purposes:

  1. Strictly Necessary: Essential for navigating our site, performing transactions, and providing security features.
  2. Preference: Remembering user preferences, language settings, and ad personalization.
  3. Analytics: Tracking website usage, analyzing trends, and understanding user behavior to improve our services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are set on their device.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, including:

  • Providing and improving our services.
  • Complying with legal obligations.
  • Protecting our business interests.

Once the retention period expires or when you request the deletion of your data, we will securely delete or anonymize your personal information unless we are required to retain it by law.

Security Measures

We have implemented robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction:

  • Encryption of sensitive data both at rest and in transit.
  • Use of secure third-party processing partners who adhere to strict privacy and security standards.
  • Regular review and testing of our security systems and practices.

Children’s Privacy

We do not intentionally collect personal information from children under the age of 18. If you are a parent or guardian and believe we have collected data about your child without your consent, please contact us using the details provided below, and we will take appropriate steps to delete that information.

Your Rights (Subject to Local Privacy Laws)

Depending on your location, you may have certain rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask us to correct or update inaccurate or incomplete personal data.
  • Erasure: Demand that we delete your personal data (also known as ‘right to be forgotten’).
  • Restriction: Limit our processing of your personal data under certain circumstances.
  • Portability: Receive a copy of your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your personal data for specific purposes.
  • Non-Discrimination: Take action if you believe we have discriminated against you based on your exercise of privacy rights.

To exercise any of these rights, please contact our Data Privacy Team using the details provided in the “Contact Information” section below. We will respond to your request within a reasonable timeframe and as required by applicable law.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes made will be effective immediately upon posting on our website, and we encourage you to review this page periodically for updates.

Contact Information

If you have questions regarding this Privacy Policy, your data protection rights, or would like to exercise any of the rights outlined above, please contact us:

  • Email: contact@how-to-compare-commercial-insurance-quotes-in-phoenix.livebursts.com
  • Address: [Provide physical address]

We are committed to addressing your concerns and resolving any issues related to your privacy or data security.